Terms Loans
Term Loans are structured loans provided for a specific amount and time period, designed to meet long-term capital needs such as purchasing machinery, expanding infrastructure, investing in technology, or scaling business operations. Whether you're a startup planning growth or an established enterprise modernizing assets, term loans are a reliable and structured funding option.
At UGMoney Capital, we offer flexible short-term (up to 12 months), medium-term (1–5 years), and long-term (5+ years) financing options. The amount is disbursed in a lump sum and repaid through fixed EMIs (Equated Monthly Installments) that include both principal and interest.
This type of loan ensures capital stability and enables businesses to manage heavy investments without straining working capital. We provide competitive interest rates, quick approvals, and repayment schedules tailored to your cash flow.
Our process is completely transparent and paperless. Get a dedicated relationship manager, minimal documentation, and fast disbursal to fuel your business without interrupting operations.
Terms loan Requirements
Term Loans are available for a wide range of business needs like:
- Equipment or vehicle purchase
- Setting up manufacturing plants
- Inventory or bulk raw material procurement
- Business acquisition or technology upgrades
Why choose terms loans
- Show at least 1 year of operational history (for startups, pitch deck & projections)
- Have audited financials (P&L and Balance Sheet)
- Provide business bank statements (6–12 months)
- Furnish the purpose of loan with invoice or project cost
- Maintain a decent credit/CIBIL score
- Provide personal and business KYC (PAN, Aadhaar, GST, etc.)
