Privacy Policy

Privacy Policy

Privacy Policy

At UgMoney Capital ("we," "our," "us"), we are committed to safeguarding your privacy and ensuring a secure online experience. This Privacy Policy outlines how we collect, use, and protect your personal information when you access our website ugmoney.com and utilize our financial services

1. Information We Collect

We collect personal information that you provide directly to us when you:

  • Apply for loans (e.g., Business Loan, Home Loan, Personal Loan)

  • Submit a request for a quote

  • Contact us via email or phone

  • Subscribe to our newsletters or promotional materials

The types of information we may collect include:

  • Personal Identification Information: Name, address, phone number, email address, date of birth, gender, and occupation.

  • Financial Information: Income details, employment status, credit history, and loan application details.

  • Device and Usage Information: IP address, browser type, operating system, and usage patterns on our website.

2. How We Use Your Information

We use the collected information to:

  • Process and evaluate your loan applications

  • Communicate with you regarding your inquiries and applications

  • Provide customer support and respond to your requests

  • Improve our website and services based on user feedback

  • Send promotional materials, newsletters, and updates (with your consent)

3. How We Protect Your Information

We implement a variety of security measures to maintain the safety of your personal information, including:

  • Secure servers and encrypted data transmission

  • Regular security audits and updates

  • Restricted access to personal information to authorized personnel only

While we strive to protect your information, please note that no method of transmission over the internet is 100% secure. Therefore, we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. However, we may share your information with trusted third parties who assist us in operating our website, conducting our business, or servicing you, provided they agree to keep this information confidential.

We may also disclose your information when required by law or to protect our rights, property, or safety, or that of others.

5. Your Rights and Choices

You have the right to:

  • Access and update your personal information

  • Withdraw consent for marketing communications at any time

  • Request the deletion of your personal data, subject to legal obligations

To exercise these rights, please contact us at ugcredit@gmail.com.

6. Cookies and Tracking Technologies

Our website uses cookies to enhance user experience, analyze site usage, and personalize content. You can control cookie settings through your browser; however, disabling cookies may affect your ability to use certain features of our site.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

9. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this policy regularly to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Ugmoney Capital
BF-45, 1st Floor, Aditya City Center, Vaibhav Khand, Indirapuram, Ghaziabad, U.P 201014
Phone: +91-9811152918
Email: ugcredit@gmail.com
Website: https://ugmoney.com