Terms & Condition

Terms and Conditions

Welcome to Ugmoney Capital (“we,” “our,” “us”). By accessing or using our website ugmoney.com and our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, you must not access or use our services.

2. Services

Ugmoney provides financial services, including but not limited to:

  • Personal Loans

  • Business Loans

  • Home Loans

  • Loan Against Property

All services are subject to eligibility criteria, approval, and terms specific to each product. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Responsibilities

By using our website and services, you agree to:

  • Provide accurate, current, and complete information in all forms and applications.

  • Update your information promptly to ensure it remains accurate.

  • Use our services only for lawful purposes.

  • Not attempt to gain unauthorized access to our systems or interfere with the proper functioning of our website.

4. Loan Application and Approval

  • Loan applications are subject to verification, eligibility checks, and approval by Ugmoney or its authorized partners.

  • Submission of an application does not guarantee approval.

  • All loan amounts, interest rates, processing fees, and repayment terms are subject to change and final approval.

5. Payments and Fees

  • All payments, fees, or charges must be made according to the schedule outlined in your loan agreement.

  • Late payments may attract interest, penalties, or legal action as per applicable laws.

6. Intellectual Property

  • All content on the Ugmoney website, including text, graphics, logos, images, and software, is the property of Ugmoney Capital or its licensors and is protected by intellectual property laws.

  • You may not reproduce, distribute, or create derivative works without prior written permission.

7. Limitation of Liability

  • Ugmoney shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our website or services.

  • We do not guarantee uninterrupted or error-free service.

8. Third-Party Links

  • Our website may contain links to third-party websites. These links are provided for convenience only.

  • We do not endorse or take responsibility for the content, privacy practices, or accuracy of these third-party websites.

9. Privacy

  • Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

10. Termination

  • We reserve the right to terminate or suspend your access to our website or services at our sole discretion, without notice, for any violation of these Terms and Conditions.

11. Governing Law

  • These Terms and Conditions shall be governed by and construed in accordance with the laws of India.

  • Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Ghaziabad, Uttar Pradesh, India.

12. Changes to Terms

  • We reserve the right to modify or update these Terms and Conditions at any time.

  • All changes will be effective immediately upon posting on the website. Continued use of the website or services constitutes acceptance of the updated Terms.

13. Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact us at:

Ugmoney Capital
BF-45, 1st Floor, Aditya City Center, Vaibhav Khand, Indirapuram, Ghaziabad, U.P 201014
Phone: +91-9811152918
Email: ugcredit@gmail.com
Website: https://ugmoney.com