Loans against property

Loans against property

If you own a residential, commercial, or industrial property, you can unlock its value through a Loan Against Property (LAP). UGMoney Capital offers high-value loans by mortgaging your property, giving you access to immediate funds for personal or business needs — whether it’s for expansion, debt consolidation, education, medical expenses, or emergencies.

Unlike unsecured loans, LAP offers lower interest rates, higher loan amounts, and longer repayment tenure. You continue to own and use the property while availing the loan, and our documentation process is smooth and transparent.

At UGMoney Capital, we offer customized LAP plans based on your income, property type, and market value. The funds are disbursed quickly, and our expert team ensures proper legal and technical checks for your property, making the experience secure and hassle-free.

Our process is completely transparent and paperless. Get a dedicated relationship manager, minimal documentation, and fast disbursal to fuel your business without interrupting operations.

Loans against property Requirements

UGMoney Capital ensures that salaried professionals, business owners, and self-employed individuals can easily apply by meeting the following eligibility

  • Age – Between 21 and 65 years
  • Ownership – Clear title of residential/commercial/industrial property
  • Income Proof – Salaried (salary slips), Business (ITRs, GST)
  • Property Documents – Clear and legally approved
  • Location – Property must fall within approved city/town list

Why choose Loans against property

  • Loans starting from ₹5 Lakhs up to ₹5 Crores
  • Applicable for residential, commercial & industrial properties
  • Continued use of property during the loan tenure
  • Fast disbursal with minimal documentation
  • Transparent processing with no hidden charges
  • Flexible EMI repayment options

  • With all required documents, loan approval and disbursal can be completed in 7–10 working days.

  • Absolutely. We offer customized plans for self-employed professionals and business owners.

  • Yes. You retain full usage of the property during the loan tenure.