CGTMSE Loan

CGTMSE Loan

UGMoney Capital proudly supports India's MSME sector through CGTMSE-backed business loans, offering financial help without the burden of collateral. The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a government initiative that enables small businesses and startups to get loans from banks or NBFCs without needing to provide security or third-party guarantees. CGTMSE loans are a lifeline for entrepreneurs who have the drive to succeed but lack the assets to back their growth. At UGMoney Capital, we help micro and small businesses access these funds easily with minimal paperwork, quick approval, and personalized support.

A CGTMSE Loan is a powerful financial tool designed to support individuals in achieving their business goals. At UGMoney Capital, we offer customized CGTMSE loan solutions for first-time borrowers, upgrade seekers, and businesses across various segments. Whether you need funds for a new project, a better model, or a reliable partner — our CGTMSE loans provide the right support at the right time.

With UGMoney Capital, you can enjoy a seamless CGTMSE loan experience with competitive interest rates, flexible repayment options, and a quick approval process. Our dedicated team is here to assist you at every step, ensuring you find the perfect CGTMSE loan solution that fits your needs.

Loan Requirements

To qualify for a CGTMSE loan, applicants must fulfill basic eligibility and submit essential documents to verify business authenticity and financial credibility.

  • Valid identity and address proof (Aadhaar Card, PAN Card, Voter ID, etc.) of the applicant or CGTMSE loan.
  • Proof of Utility bills, rental agreement, passport, or voter ID to verify the applicant's address.
  • Mandatory for MSME classification.
  • Detailing objectives, projections, and loan usage.
  • Ownership Proof – Of business premises or rent agreement.
Apply Now

  • Micro and Small Enterprises (MSEs), including startups and first-time entrepreneurs, are eligible to apply if registered under Udyam and meet the lender’s criteria.

  • No. CGTMSE loans are collateral-free, and the government provides a credit guarantee to the lender in case of default.

  • The maximum loan limit under CGTMSE is ₹4 Crores, depending on business profile, eligibility, and lender policy.