Car Refinance - Upto 200% top-up loan of car value.
Get a top-up loan against your car to Use it for Business Expansion, Paying off Debts, Personal Expenses or Working Capital Needs. Car Refinance - Upto 200% top-up loan of car value. Used Car loans made as simple as deciding the model. Turn your dreams into reality. Own that new car you have always desired, with a little help from us. We offer loans up to 80% of ‘on-road’ cost on select models, and up to 90% of the ex-showroom price on others. Our interest rates would pleasantly surprise you. What’s more, you can take up to 6 years to repay the loan. Worried about paperwork? Relax. The process for getting a loan involves only a few simple steps and we will tailor-make the loan to suit your needs.Our Car Loan offers a convenient car buying experience with faster approval and doorstep service. We offer Car Loans for the entire range of private cars and multi-utility vehicles. Drive home in your dream car with Car Loan, one of the leading car finance providers in India.
Car Loan Interest Rates:
( Last edited on : 18 Aug 2020 )
Bank |
Interest Rates | Apply |
ICICI BANK | 8.50% P.A. | Apply |
HDFC BANK | 8.50% P.A. | Apply |
Kotak Mahindra | 8.50% P.A. | Apply |
SBI | 8.50% P.A. |
Apply |
Magma Fincorp | 8.75% P.A. | Apply |
Features & Benefits
Salaried Individuals:
You should be employed for a minimum of 2 years
Your minimum net salary should be Rs 1.5 lakhs per annum
Your net monthly take-home salary should be at least 2 times of the total monthly installment including proposed and rent paid
Your loan to income ratio to be max 2 times.
You should be within 23 - 60 years of age(or retirement age whichever is lesser- at the end of loan period
You should be residing at the current address for a minimum of one year and in the city for 3 years
You should have a landline or postpaid connection.
Professional / Partner / Proprietor/Director:
You should be in business for a minimum of 3 years.
You should have a landline or postpaid connectio
Co-borrower:The salary slips from the latest 2 months
You should provide a co-borrower who resides in the same city.
Co-borrower to give ID proof, Signature verification, Residence proof.
If necessary, Co-borrower may need to give income documents also
Documentations.
Salaried individual:
Partner in a Firm:
Director in a company:
IT returns, Balance sheet and profit and loss account attested by CA for the last 2 years for the company
Ugmoney Capital
Phone: +91-9711152918/9811152918
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